LoopWHI ’26

Income & Job Role

survey
9,097 respondents; income and job-function cuts run on the non-blank subsets

Key takeaways

  • Full-body screening runs 3.5× harder for top earners than bottom earners — 15.6% of those earning under ₹3 lakh got a diagnostic blood panel last year, against 54.3% of those earning ₹40 lakh+, despite both groups holding the same employer health cover.
  • The screening gradient holds inside a single job function. Among engineers alone, screening climbs from 14.3% at the lowest income band to 61.5% at the highest — income gates preventive access independently of job mix.
  • The affluent are both more protected and more exposed. As income rises, screening and activity rise — but so does drinking. Alcohol use climbs from 26.6% (<₹3 lakh) to 59.6% (₹40 lakh+), and heavy weekly drinking doubles.
  • Inactivity falls cleanly with income — 36.7% of the lowest band report zero weekly exercise, against 19.3% of the highest. Stress and short sleep fall the same way.
  • Job function predicts substance use more sharply than income predicts it. Sales and business development run 27.0% nicotine use and 49.5% drinking; engineering runs 12.5% and 32.0%.

A working professional earning over ₹40 lakh a year is 3.5 times more likely to have had a full-body diagnostic blood panel in the last twelve months than one earning under ₹3 lakh — 54.3% against 15.6%. Both sit inside the same survey population, salaried, urban, and covered by an employer health policy that in most cases includes annual preventive screening at no marginal cost. The benefit is nominally identical across the income range. The uptake is not. This is the sharpest single gradient on the page, and one of the sharpest in the entire WHI 2026 dataset: a free benefit reached three and a half times harder at the top of the income range than at the bottom.

The survey population, by income and by job#

Two-thirds of the survey sits in the ₹3–10 lakh range. The top two bands — ₹25 lakh and above — together account for under 7% of respondents.

Income band Share n
Under ₹3 lakh 13.8% 1,144
₹3–6 lakh 28.7% 2,380
₹6–10 lakh 19.8% 1,641
₹10–15 lakh 13.3% 1,104
₹15–25 lakh 9.9% 821
₹25–40 lakh 5.0% 411
₹40 lakh+ 1.8% 151
Prefer not to say 7.8% 649

Two-thirds of the survey earns between ₹3 and ₹10 lakh

Share of survey respondents by self-reported income band, ordered low to high

Under ₹3 lakh
n = 1,144
13.8%
₹3–6 lakh
n = 2,380
28.7%
₹6–10 lakh
n = 1,641
19.8%
₹10–15 lakh
n = 1,104
13.3%
₹15–25 lakh
n = 821
9.9%
₹25–40 lakh
n = 411
5.0%
₹40 lakh+
n = 151
1.8%
Prefer not to say
n = 649 · non-ordinal
7.8%
Values in %

Income is self-reported and optional. “Prefer not to say” is a separate, non-ordinal category — not a rung on the income ladder.

The job-function mix is dominated by one role. Engineering and software development is 29.1% of the survey on its own — more than three times the next-largest named function. This is the signature of a survey drawn from a tech-heavy corporate book, and it matters for everything that follows: when income and job function both move with health behaviour, the two are partly measuring the same people.

Job function Share n
Engineering / Software Development 29.1% 2,440
Others 15.8% 1,324
Operations / Supply Chain 10.5% 880
Sales / Business Development 10.3% 867
Finance / Accounting 6.7% 561
Customer Support / Service 6.5% 549
Human Resources / People Ops 4.2% 348
Marketing / Content 3.0% 252
Product Management 2.6% 222
Design / UX 2.0% 164
Client Servicing / Relationship Mgmt 1.7% 143
General Management / Strategy 1.6% 133

One role dominates: engineering is 29.1% of the survey

Share of survey respondents by job function, ranked by share

Engineering / Software Development
n = 2,440
29.1%
Others
n = 1,324
15.8%
Operations / Supply Chain
n = 880
10.5%
Sales / Business Development
n = 867
10.3%
Finance / Accounting
n = 561
6.7%
Customer Support / Service
n = 549
6.5%
Human Resources / People Ops
n = 348
4.2%
Marketing / Content
n = 252
3.0%
Product Management
n = 222
2.6%
Design / UX
n = 164
2.0%
Client Servicing / Relationship Mgmt
n = 143
1.7%
General Management / Strategy
n = 133
1.6%
Values in %

Engineering is roughly 3× the next-largest named function — the signature of a tech-heavy corporate book. When income and job function both move with health behaviour, the two are partly measuring the same people.

Preventive screening is income-gated, and the gate is steep#

The screening gradient is monotonic and large. Each income step up adds preventive uptake, and the gap between the ends is 38.7 percentage points.

Income band Got a full-body panel last year n
Under ₹3 lakh 15.6% 887
₹3–6 lakh 15.7% 1,997
₹6–10 lakh 23.2% 1,412
₹10–15 lakh 27.7% 963
₹15–25 lakh 36.8% 736
₹25–40 lakh 42.8% 374
₹40 lakh+ 54.3% 138

A free benefit, reached 3.5× harder at the top than at the bottom

Got a full-body diagnostic panel last year, by income band — 15.6% → 54.3% end to end

Y-axis from zero — the 38.7-point climb is the finding. The two lowest bands (42% of the survey) screen at essentially the same low rate. Band n runs from 138 (₹40 lakh+, read directionally) to 1,997 (₹3–6 lakh).

The flat stretch at the bottom is as telling as the climb. The two lowest bands — everyone under ₹6 lakh, which is 42% of the survey — screen at essentially the same low rate, around 15-16%. Preventive access doesn't begin to move until the ₹6–10 lakh band, and it accelerates from there. For close to half the working population in this sample, the employer's preventive benefit is, in practice, not being used.

The intuitive objection is that this is a job-function artefact: high earners are disproportionately product managers and senior managers, roles with more autonomy and more time, and it's the role doing the work, not the income. The data closes that objection directly. Hold job function constant — look only at engineers, the single largest and most internally varied function — and the income gradient survives almost intact.

Income band (engineers only) Got a full-body panel last year n
Under ₹3 lakh 14.3% 119
₹3–6 lakh 15.9% 446
₹6–10 lakh 21.8% 403
₹10–15 lakh 23.8% 369
₹15–25 lakh 29.4% 344
₹25–40 lakh 40.7% 182
₹40 lakh+ 61.5% 52

Hold the job constant and the gradient survives

Screening rate by income band — all respondents vs engineers only, same axis

All respondentsEngineers only

Inside one job title, the senior engineer screens at four times the rate of the junior engineer (14.3% → 61.5%). Engineers-only band n runs from 52 (₹40 lakh+, read directionally) to 446.

Inside one job title, doing one kind of work, the senior engineer screens at four times the rate of the junior engineer. The gradient is not the job. It is the income. The Preventive Care page builds the same 15.6%→54.3% staircase out as the report's central access finding.

Inactivity, stress, and short sleep all fall as income rises#

The screening gradient is the steepest, but it isn't alone. Three of the survey's core behavioural and load signals run the same direction: the lower the income, the worse the reading.

Income band Zero weekly exercise High stress Sleep under 6 hours
Under ₹3 lakh 36.7% 45.3% 37.0%
₹3–6 lakh 35.0% 42.1% 33.6%
₹6–10 lakh 31.3% 39.6% 29.5%
₹10–15 lakh 27.9% 38.0% 28.6%
₹15–25 lakh 24.9% 38.3% 25.0%
₹25–40 lakh 19.5% 38.7% 25.2%
₹40 lakh+ 19.3% 37.2% 30.8%

Three load signals slope down together as income rises

Zero weekly exercise, high stress, and short sleep by income band — shared axis

Zero weekly exercise — 36.7% → 19.3%

High stress — 45.3% → 37.2%

Sleep under 6 hours — 37.0% → 30.8%

Inactivity nearly halves across the range. Stress does its falling early, then flattens near 38%. Short sleep follows stress down, then ticks back up at ₹40 lakh+ (30.8%) — a small band, read with caution, but left visible, not smoothed.

Inactivity is the cleanest of the three: it nearly halves across the range, from 36.7% to 19.3%, and the decline is almost perfectly monotonic. This is the income–movement gradient the Movement & Exercise page documents in full, replicated here on a sample several times larger than WHI 2025. The mechanism isn't motivation. It's the structural correlates of higher pay — schedule autonomy, walkable neighbourhoods, gym-equipped offices, the ability to convert a lunch hour into a workout without permission — none of which is evenly distributed across the income range. It is also why the Sedentary vs Active page finds the most physically active workers are the poorest, screen the least, and lose the protection their movement implies.

Stress falls less smoothly. It drops sharply across the bottom three bands, from 45.3% to under 40%, then flattens. Above ₹6 lakh, high-stress prevalence sits in a narrow 37–39% band regardless of income — the gradient does its work early, lifting the survival-stress load off the lowest earners, and then stalls. Wealth buys an exit from financial anxiety; it does not buy an exit from work stress.

Short sleep follows stress down the income range, then ticks back up at the very top. The ₹40 lakh+ band sleeps worse than the two bands below it (30.8% under six hours, against 25%). The band is small (n=146) and the reversal should be read with that caution, but it's consistent with the WHI 2026 Sleep page finding that the highest earners carry a late-career responsibility load that compresses sleep from the top — the one health input money reliably fails to buy back.

The affluent drink more, and the heavy-drinking gap is widening at the top#

The clean income-protects-health story breaks on one signal. Alcohol use rises with income — sharply, monotonically, and in the opposite direction to every protective behaviour on the page.

Income band Any alcohol use Drinks weekly or more n
Under ₹3 lakh 26.6% 6.2% 910
₹3–6 lakh 34.3% 7.4% 2,064
₹6–10 lakh 38.2% 7.5% 1,449
₹10–15 lakh 45.1% 9.5% 992
₹15–25 lakh 42.1% 9.1% 757
₹25–40 lakh 50.0% 8.8% 386
₹40 lakh+ 59.6% 14.9% 141

Drinking rises with income — and heavy drinking jumps at the very top

Any alcohol use and weekly-or-more drinking by income band

Any alcohol useDrinks weekly or more

Weekly-or-more drinking sits on a 7–9% plateau across most of the range, then nearly doubles to 14.9% at ₹40 lakh+ (n = 141, read directionally). Any-use climbs from 26.6% to 59.6%.

The top earners are more than twice as likely to drink at all as the bottom earners, and the heavy-use line is more revealing than the any-use line. Weekly-or-more drinking sits on a plateau around 7–9% across most of the range, then nearly doubles to 14.9% at the ₹40 lakh+ band — the affluent end of the gradient the Alcohol page reads as the report's whole survey base. Caffeine shows the same shape: heavy use (three or more cups a workday) is flat at around 14–15% across most of the range, then jumps to 25.5% at the top band. The affluent professional is more likely to be screened, more likely to exercise, less likely to smoke — and more likely to drink heavily and run on caffeine.

Job function predicts substance use more sharply than income does#

Income moves the protective behaviours. Job function moves the substances. The starkest example is nicotine, where the gap between functions is far wider than the gap across income bands.

Job function Nicotine use n
Sales / Business Development 27.0% 725
Customer Support / Service 23.9% 477
Operations / Supply Chain 22.7% 744
Design / UX 22.5% 142
General Management / Strategy 21.8% 124
Finance / Accounting 15.6% 482
Marketing / Content 14.4% 222
Human Resources / People Ops 13.7% 315
Others 12.6% 1,103
Engineering / Software Development 12.5% 2,136

Sales runs more than double engineering's nicotine rate

Nicotine use by job function, ranked descending

Sales / Business Development
n = 725
27.0%
Customer Support / Service
n = 477
23.9%
Operations / Supply Chain
n = 744
22.7%
Design / UX
n = 142
22.5%
General Management / Strategy
n = 124
21.8%
Finance / Accounting
n = 482
15.6%
Marketing / Content
n = 222
14.4%
Human Resources / People Ops
n = 315
13.7%
Others
n = 1,103
12.6%
Engineering / Software Development
n = 2,136
12.5%
Values in %

The functions at the top — sales, customer support, operations — share client contact, shift pressure, and externally-driven stress. Engineering, the largest and best-paid function, sits at the bottom: nicotine tracks the texture of the work, not the income.

Sales and business development runs more than double engineering's nicotine rate. The functions clustered at the top — sales, customer support, operations — share a structural feature: client contact, shift pressure, and the kind of acute, externally-driven stress that the WHI 2025 job-roles analysis also tied to higher substance use. Engineering, the survey's largest and best-paid function, sits at the bottom. If nicotine tracked income, engineering and management would be far apart; they aren't. It tracks the texture of the work.

Drinking follows a similar functional logic, layered on top of the income effect.

Job function Any alcohol use n
Customer Success / Account Mgmt 62.3% 77
General Management / Strategy 55.6% 124
Sales / Business Development 49.5% 729
Product Management 47.0% 198
Marketing / Content 42.6% 223
Operations / Supply Chain 42.7% 744
Client Servicing / Relationship Mgmt 40.5% 131
Customer Support / Service 39.7% 476
Human Resources / People Ops 39.3% 318
Engineering / Software Development 32.0% 2,142
Others 27.7% 1,110

The functions that drink most drink as part of the job

Any alcohol use by job function, ranked descending

Customer Success / Account Mgmt
n = 77
62.3%
General Management / Strategy
n = 124
55.6%
Sales / Business Development
n = 729
49.5%
Product Management
n = 198
47.0%
Marketing / Content
n = 223
42.6%
Operations / Supply Chain
n = 744
42.7%
Client Servicing / Relationship Mgmt
n = 131
40.5%
Customer Support / Service
n = 476
39.7%
Human Resources / People Ops
n = 318
39.3%
Engineering / Software Development
n = 2,142
32.0%
Others
n = 1,110
27.7%
Values in %

Account management, general management, and sales — the client-and-relationship-facing cluster — top the ranking. These are also higher-income functions, so the income effect and the function effect compound here. Customer Success n = 77, read directionally.

The functions that drink most are the ones that drink as part of the job — account management, general management, sales. These are also higher-income functions, so the income effect and the function effect compound rather than separate here. The drinking gradient on income and the drinking ranking on function are, in part, the same finding seen from two angles: the senior, client-facing, well-paid role is the one where alcohol is most embedded in the working week.

Stress is high everywhere, and it doesn't sort cleanly by function#

The one signal that refuses to produce a clean ranking is stress. Across job functions, high-stress prevalence sits in a tight 36–46% band, with no function meaningfully escaping it.

Job function High stress n
Customer Success / Account Mgmt 51.9% 77
Marketing / Content 45.8% 225
Human Resources / People Ops 44.9% 321
Operations / Supply Chain 43.6% 755
Others 43.1% 1,125
Customer Support / Service 42.6% 486
Sales / Business Development 41.8% 740
Finance / Accounting 40.5% 491
Product Management 41.5% 200
Design / UX 38.5% 143
General Management / Strategy 38.9% 126
Engineering / Software Development 36.0% 2,164

Stress is high everywhere — no function escapes it

High-stress prevalence by job function, ranked descending

Customer Success / Account Mgmt
n = 77
51.9%
Marketing / Content
n = 225
45.8%
Human Resources / People Ops
n = 321
44.9%
Operations / Supply Chain
n = 755
43.6%
Others
n = 1,125
43.1%
Customer Support / Service
n = 486
42.6%
Sales / Business Development
n = 740
41.8%
Finance / Accounting
n = 491
40.5%
Product Management
n = 200
41.5%
Design / UX
n = 143
38.5%
General Management / Strategy
n = 126
38.9%
Engineering / Software Development
n = 2,164
36.0%
Values in %

Drawn on the same 0–70% scale as the alcohol chart above: the spread is a tight 36–46% band. Where nicotine and alcohol sort sharply by the kind of work, stress is closer to a flat tax on white-collar work. Customer Success n = 77, read directionally.

Engineering reports the lowest high-stress rate, but at 36% it is only ten points below the most-stressed function. There is no low-stress corner of the working population in this sample. Where nicotine and alcohol sort sharply by the kind of work, stress is closer to a flat tax on white-collar work — present across every function, varying at the margin, escaped by none.

References

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  2. 2Roy, B., Hwang, S.J. & Levy, D.E. Income, education and alcohol use in working populations. American Journal of Preventive Medicine 49, e25–e34 (2015). https://doi.org/10.1016/j.amepre.2015.04.026
  3. 3Corsi, D.J. & Subramanian, S.V. Socioeconomic gradients and distribution of diabetes, hypertension, and obesity in India. JAMA Network Open 2, e190411 (2019). https://doi.org/10.1001/jamanetworkopen.2019.0411