LoopWHI ’26

Vitamin B12

biomarkers
11,427 reports (6,192 with B12)
survey
9,097 respondents

Key takeaways

  • 69.6% of urban working professionals tested fall below the B12 sufficiency threshold of 300 pg/mL — flat against 68.2% in WHI 2025, on a sample 4.4× the size.
  • One in three (34.5%) is outright deficient (<200 pg/mL) — the clinical band where neurological symptoms begin, not just suboptimal levels.
  • B12 deficiency runs backwards through age: it is worst in the 20s (76.4% low) and best in the 60s (51.7%) — the inverse of almost every other biomarker in this report.
  • Men are far worse off than women — 76.6% low versus 62.0% — and the gap holds at every age band and in every metro.
  • Bengaluru is the worst metro at 78.8% low and 47.9% deficient, and Bengaluru men are the single worst city-and-gender cell in the dataset (86.3% low, 57.0% deficient).
  • 15.0% of professionals take a B12 supplement, yet 69.6% test low — supplementation has not moved the population result.

Of 6,192 B12 results Loop ran on urban working professionals in the latest 12-month window, 69.6% sit below 300 pg/mL — the level under which B12 stores are insufficient — and 34.5% are below 200 pg/mL, the clinical-deficiency line. The headline is essentially unchanged from the 68.2% reported in WHI 2025, on a sample now more than four times larger. National data frames the scale: community studies across India have placed B12 deficiency at roughly 47% of the adult population, rising well above that in vegetarian-majority regions (Singla et al., Indian Journal of Endocrinology and Metabolism, 2019). The Loop workforce — younger, urban, salaried, with employer-funded checkups — tests worse than the national adult average, not better.

The distribution:

Status Threshold Share n
Deficient <200 pg/mL 34.5% 2,138
Borderline 200–299 pg/mL 35.0% 2,170
Adequate 300–599 pg/mL 24.4% 1,510
High ≥600 pg/mL 6.0% 374

Seven in ten urban professionals are below the B12 sufficiency line

Share of reports by clinical band — deficient and borderline together make up 69.6%

n = 6,192
34.5%
35.0%
24.4%
Deficient <200 pg/mL34.5%Borderline 200–299 pg/mL35.0%Adequate 300–599 pg/mL24.4%High ≥600 pg/mL6.0%

Latest 12-month window. The deficient band (<200 pg/mL) is where neurological symptoms begin, not just a darker shade of low.

The population mean of 293 pg/mL sits below the sufficiency line. This is not a long tail of a few deficient individuals dragging an otherwise healthy average down. The centre of the distribution is itself below adequate. The median worker is short.

Deficiency runs backwards through age — the 20s are the worst-off band#

Age band Low (<300) Deficient (<200) n
20–29 76.4% 40.9% 1,835
30–39 71.0% 36.5% 2,270
40–49 69.9% 33.5% 865
50–59 60.2% 28.3% 660
60+ 51.7% 22.0% 495

B12 risk runs backwards through age

Low (<300) and deficient (<200) share by age band — both slope down, the opposite of glucose, lipids and liver

Low (<300)Deficient (<200)

The 20s are the worst-off band (76.4% low, 40.9% deficient) and the rate falls every decade after. The rest of this report has trained the reader to expect risk that climbs with age; here it does the reverse.

Every other risk signal in this report climbs with age. Glucose dysfunction doubles between the 20s and 30s. Lipid and liver markers worsen through mid-career. B12 does the reverse. The youngest band tested is the worst — three in four professionals in their 20s are below sufficiency, and four in ten are clinically deficient — and the rate falls steadily through every subsequent decade.

The pattern is not aging biology. B12 absorption does decline with age, which would push the curve the other way. What moves it in the observed direction is behaviour: older professionals eat differently, supplement more, and have usually accumulated a few decades of medical contact that flags the deficiency at least once. The 24-year-old at a desk has none of that.

Men are markedly worse than women — at every age, in every metro#

Group Low (<300) Deficient (<200) n
Women 62.0% 27.6% 2,963
Men 76.6% 40.8% 3,229

Men test 15 points worse than women

Low (<300) and deficient (<200) shares by sex — the gap holds at every age band

Low (<300)Deficient (<200)
Women
62.0% / 27.6%
Men
76.6% / 40.8%
Low (<300) versus Deficient (<200), values in %

Men trail women by ~15 pp on the low threshold (76.6% vs 62.0%) and ~13 pp on outright deficiency (40.8% vs 27.6%). Women n = 2,963 · men n = 3,229.

Men test worse than women by roughly 15 points on the low threshold and 13 on outright deficiency. This is the opposite of the anemia page, where women carry the burden, and it is unusual enough to check against age — a male skew could simply reflect a younger male sample. It does not. The disadvantage holds inside every age band.

Age band Women low Men low Women deficient Men deficient
20–29 72.5% 80.0% 35.0% 46.3%
30–39 61.1% 79.0% 24.7% 43.5%
40–49 62.8% 75.8% 26.7% 38.1%
50–59 53.6% 70.1% 24.6% 31.8%
60+ 44.5% 59.3% 14.6% 30.7%

The male disadvantage never closes

Women vs men by age band — unlike glucose, the gender curves do not converge by the 60s

Low (<300)

WomenMen

Deficient (<200)

WomenMen

The gap is widest in the 30s on the low threshold (men +18 pp). By the 60s, where glucose risk has equalised between the sexes, male deficiency still runs double the female rate (30.7% vs 14.6%).

The gap is widest in the 30s — men 18 points worse on the low threshold — and never closes. By the 60s, where glucose risk has equalised between the sexes, B12 deficiency in men still runs double the female rate (30.7% versus 14.6%). The likeliest contributors are dietary rather than hormonal: women in this audience report higher supplement uptake and higher vegetarian representation, but also more consistent preventive medical contact, which is where a low B12 typically gets caught and corrected.

Bengaluru's deficiency leads the metros — but the diet story is only half-clean#

City n Low (<300) Deficient (<200)
Bengaluru 1,723 78.8% 47.9%
Delhi NCR 657 67.7% 31.5%
Pune 1,661 67.7% 29.9%
Mumbai 827 67.1% 25.9%
Hyderabad 421 60.3% 23.3%

Bengaluru is the clear outlier on B12

Cities ranked by deficiency — each bar is the low (<300) share, split into deficient and borderline blocks

Deficient (<200)Borderline (200–299)
Bengaluru
47.9% deficient · n = 1,723
78.8%
Delhi NCR
31.5% deficient · n = 657
67.7%
Pune
29.9% deficient · n = 1,661
67.7%
Mumbai
25.9% deficient · n = 827
67.1%
Hyderabad
23.3% deficient · n = 421
60.3%
Values in %

Bengaluru's deficient block alone (47.9%) is larger than Hyderabad's combined sub-optimal share. Borderline blocks are the low minus deficient remainder.

Bengaluru is the worst metro on both measures, and the gap is not marginal — its 78.8% low rate is the single finding that anchors B12 on the Bengaluru page of this report. Nearly half of Bengaluru reports are clinically deficient — 47.9%, against 23–32% everywhere else. The city's deficient-only rate is higher than three other metros' borderline-and-deficient rate combined.

The obvious explanation is diet: Bengaluru anchors a southern and Kannada food culture with heavy vegetarian representation, and B12 comes only from animal foods. The mechanism is real. The city ranking, though, does not track survey-reported vegetarianism cleanly.

City Survey vegetarian share B12 deficiency rank
Delhi NCR 48.7% 4th
Pune 38.6% 3rd
Mumbai 35.5% 5th
Bengaluru 25.0% 1st (worst)
Hyderabad 16.1% 2nd-best

Diet labels don't predict the city ranking

Self-reported vegetarian share against B12 deficiency, by metro — the two don't track

Vegetarian share (survey)B12 deficient (<200)
Delhi NCR
48.7% / 31.5%
Pune
38.6% / 29.9%
Mumbai
35.5% / 25.9%
Bengaluru
25.0% / 47.9%
Hyderabad
16.1% / 23.3%
Vegetarian share (survey) versus B12 deficient (<200), values in %

Delhi reports the most vegetarians (48.7%) yet ranks among the better cities on B12; Bengaluru reports the fewest (25.0%) yet tests worst (47.9% deficient). Biomarker and survey datasets are not linked at the individual level — read this as a population pattern, not a member-level link. Vegetarian shares from survey; deficiency from biomarkers.

By self-report, Delhi NCR (48.7%) and Pune (38.6%) have more vegetarians than Bengaluru (25.0%), yet both test better on B12. The clean "Bengaluru is vegetarian, therefore deficient" line doesn't survive the survey data. What survives is the underlying biology — the cities at the deficient end of the table are the ones where animal-product intake is lowest in practice — but self-reported diet labels are a poor proxy for actual B12 intake. A "non-vegetarian" who eats meat twice a month is closer to a vegetarian on B12 than the label suggests.

The male disadvantage compounds the Bengaluru picture. Bengaluru men test at 86.3% low and 57.0% deficient — the single worst city-and-gender cell anywhere in the dataset. More than one Bengaluru man in two is clinically B12 deficient.

Self tests worse than dependents — the reverse of every other biomarker#

Group Low (<300) n
Self (employee) 73.9% 3,971
Dependent / other 61.9% 2,221

Employees test worse than dependents — the reverse of the rest of the panel

B12 low (<300) by relationship to the policy

Self (employee)
n = 3,971 · +12.0 pp
73.9%
Dependent / other
n = 2,221
61.9%
Values in %

On glucose and lipids the dependent layer tests worse; on B12 the order flips. Employees are 12 points more likely to be below sufficiency — the employee pool is younger and more male, the two groups most exposed on this marker. Self n = 3,971 · dependents n = 2,221.

On glucose, lipids, and most of the panel, the dependent layer — spouses, parents, parents-in-law on the policy — tests worse than the employee. On B12 the order flips. Employees are 12 points more likely to be below sufficiency than their dependents.

The reason is demographic. The dependent pool carries the older parent layer, and B12 deficiency falls with age. It also carries more women, who test better. The employee pool is younger and more male — precisely the two groups most exposed on this marker. The dependent-burden story that holds across the rest of the report does not hold here, and the report should say so plainly rather than force the pattern.

Supplements are widespread but haven't moved the population result#

15.0% of surveyed professionals report taking a B12 supplement — flat against 14.6% in WHI 2025 — while the biomarker rate stays at 69.6% low. Uptake is highest where the diet most demands it:

Group Takes a B12 supplement n
Eggetarian 22.9% 685
Vegetarian 17.9% 2,488
Non-vegetarian 12.1% 4,415

Even the highest-uptake group leaves four in five unsupplemented

Share taking a B12 supplement, by diet group

Eggetarian
n = 685
22.9%
Vegetarian
n = 2,488 · cannot meet need from food
17.9%
Non-vegetarian
n = 4,415
12.1%
Values in %

Targeting points the right way — vegetarians supplement more than non-vegetarians — but the level is far too low to register at population scale. The group that most needs it sits under one in five.

The targeting is in the right direction — vegetarians supplement more than non-vegetarians — but the level is far too low to register at population scale. Four in five vegetarians, the group that cannot meet the requirement from food, take no B12 (the Nutrition page shows how heavily this workforce leans vegetarian in the first place, and the Supplementation page shows the same uptake-versus-need gap across every micronutrient, not just this one). And supplementation, where it happens, is often the wrong tool for the job. Consumer multivitamins typically carry 2.5–25 mcg of B12; correcting an established deficiency through impaired absorption needs 500–1,000 mcg oral doses or intramuscular injection. A casual once-a-week multivitamin does not move a serum B12 of 180.

What deficiency costs before it shows on a lab#

B12 deficiency is rarely the reason a working professional ends up in hospital, so it barely surfaces in the claims data — which is the point. The cost shows up earlier and quieter, as the symptom set that gets misread as ordinary overwork.

  • Cognitive: poor concentration, slowed processing, short-term memory lapses
  • Mood: low mood, irritability, anxiety — B12 is a cofactor in serotonin and dopamine synthesis
  • Physical: fatigue and exertional breathlessness, often via the macrocytic anemia B12 deficiency causes
  • Neurological (advanced, less reversible): numbness and tingling in hands and feet, balance problems

References

  1. 1Singla, R., Garg, A., Surana, V. et al. Vitamin B12 Deficiency is Endemic in Indian Population: A Perspective from North India. Indian Journal of Endocrinology and Metabolism 23, 211–214 (2019). https://doi.org/10.4103/ijem.IJEM_122_19
  2. 2Green, R., Allen, L.H., Bjørke-Monsen, A.L. et al. Vitamin B12 deficiency. Nature Reviews Disease Primers 3, 17040 (2017). https://doi.org/10.1038/nrdp.2017.40
  3. 3Stabler, S.P. Vitamin B12 Deficiency. New England Journal of Medicine 368, 149–160 (2013). https://doi.org/10.1056/NEJMcp1113996
  4. 4Sukumar, N., Saravanan, P. Investigating vitamin B12 deficiency. BMJ 365, l1865 (2019). https://doi.org/10.1136/bmj.l1865