The health of India’s workforce, measured.
Loop’s second annual study of the metabolic and behavioural health of urban working India — read through blood panels, a 126-question behaviour survey, and the hospital claims the same workforce files. The risk shows up in all three. At once.
biomarker lab rows
annual checkup reports
survey respondents
hospital claims
incurred cost read
One workforce, read three ways.
Blood panels, behaviour, and the bill — across urban working India, the 2026 data converges on four numbers every employer should carry.
The people the policy actually pays for aren’t the people it was bought for.
Spouses, children and — above all — parents on the employer’s policy are sicker on biomarkers and drive the larger share of the bill. The dependent layer files two of every three claims and carries ₹217.4 Cr of the ₹320.6 Cr incurred. It is also the layer least likely to ever get a preventive screen.
of claims are dependents’
incurred by the family layer
glucose dysfunction among dependents
Six lenses on workforce health
Risk Signals
What the blood actually shows — eight biomarker panels, from glucose and lipids to liver, inflammation, and kidney.
Workforce Segments
The same risk cut by gender, age, income, work model — and the family layer the policy quietly carries.
Cost Signals
What the employer's policy actually pays for — 74,339 hospital claims, read for frequency, severity, and friction.